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AVOID SCAMMERS DURING TAX SEASON
Common scams include phishing, fake charities, threatening impersonator phone calls, and social media scams. Scammers often pretend to work for the IRS, but the IRS will never call, text, email or mail you asking for confidential information. Be vigilant and be sure your only contacts are official agencies and charities.

Growing Generations Together

Rev. October 2010

FACTS

WHAT DOES BANK OF EASTERN OREGON DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Checking account information and account balances
  • Credit card or other debt and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BANK OF EASTERN OREGON chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does BANK OF EASTERN OREGON share?

Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions?

Call 541-676-9125 or go to https://www.beobank.com

What we do

How does BANK OF EASTERN OREGON protect my personal information?

 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does BANK OF EASTERN OREGON collect my personal information?

 We collect your personal information, for example when you
  • apply for a loan or open an account
  • make deposits or withdrawals from your account or pay your bills
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

 Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

 Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • BANK OF EASTERN OREGON has no affiliates.

Nonaffiliates

 Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • BANK OF EASTERN OREGON does not share with nonaffiliates so they can market to you.

Joint Marketing

 A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • BANK OF EASTERN OREGON doesn't jointly market.

Other important information