Growing Generations Together

Banking Products

Personal Checking Accounts

Checking accounts have long been considered the barometer for one’s spending patterns.  And since everyone’s patterns are not the same, we offer a variety of convenient checking account options.  One is bound to make perfect sense for your banking needs. Call or stop in to your local branch to find the right match for you.

Account NameMin to OpenMin Daily BalanceOnline AccessBill PayInterest


Convenience at your fingertips.

$100.00 None

Direct Deposit Checking

Another convenient product with
numerous benefits.

$100.00 None

Interest Checking

The more you have in your account,
the more interest you earn.

$100.00 $1,000.00

Traditional Checking

For those accustomed to the
traditional way of checking.

$100.00 $500.00

Premium Investment Account

For those who keep a higher balance
and want a higher interest rate.

$25,000.00 $25,000.00

All fees are subject to change. Please contact your local branch for full account details, service charges, current fees, rate information and restrictions.

Savings Accounts

BEO has many different savings account options to help you find the best fit for your personal or business needs. To open a Savings Account or a Time Certificate of Deposit visit or call your local Bank of Eastern Oregon branch for full account details, our current rate information, associated fees, service charges, and restrictions. 

Account NameMin to OpenEarly Withdrawal FeeFree Online BankingMin Daily Balance

Personal or Business Savings*

We offer many different options of
personal and business savings accounts.

$100.00 $200.00

Savings Goal**

Save for your dreams with above-market
interest and easy to use automatic transfers.

$100.00 None

Money Market***

Save at a higher rate while enjoying the
flexibility of having access to your funds.

$100.00 $2,500.00

Christmas Club**

Save all year for the holidays and earn
interest which is paid at maturity.


Time Certificates of Deposit****

Save at a higher rate with maturity
dates from 90 days to five years.

$500.00 $500.00

* Must maintain $200 average collected balance to avoid $3 monthly service charge. If you withdraw more than 3 times per month, there will be an excessive withdrawal charge of $1 per withdrawal after the 3 allowed.
** You may not deposit more than $3,000 to this account. You may deposit a total of $250 per month. No withdrawals allowed until maturity date. If account is closed before interest is credited, you will not receive the accrued interest.
*** $2,500 minimum balance must be maintained for each day in the statement cycle to avoid a $10 monthly service charge.
**** Early withdrawal from Time Certificates of Deposit will result in penalty.

Business Banking

Bank of Eastern Oregon understands business banking. Our banking teams are here to help you select the right services for your business at reasonable prices. From full electronic account management to in-house branch service, we’re the business banking experts. We’ll structure an account package that is the best fit for your business.

Account NameMin to OpenMin Daily BalanceMonthly Service ChargeFree Online Banking

Non-Profit Business Banking

Designed for clubs, associations, religious, and
social organizations with little volume and activity.


Business Interest

Designed for entities that want the flexibility
of checking with an account that earns interest.

$100.00 $1,000.00

Business Short Form

For business accounts with small volume.

$100.00 $10.00

Business Long Form

Designed for high volume business accounts or for
those who utilize many services and carry solid balances.

$100.00 $10.00

Business Money Market

Earn interest on your money while enjoying the
flexibility of having access to your funds.

$100.00 $2,500.00

Business Cash Management*

Provides customers with online account access,
transaction origination and complete account
management capabilities with fraud prevention tools.

*OR/ID business owners,  select this link for more details
*WA business owners,  select this link for more details

Business Sweep Services 

We work with you to set your desired balance limits in each of your deposit accounts and then the sweep service takes over, moving excess deposit balances to a money market account, or to pay down an operating line of credit. And vice versa when your deposit balances are low.

Each of our business accounts can be tailored to meet the specific needs of your company. Take a few minutes and allow our branch team to review your deposit, lending, and transaction needs and we’ll set up the accounts and services you’ll need to accomplish your goals.