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Banking Products
Personal Checking Accounts
Checking accounts have long been considered the barometer for one’s spending patterns. And since everyone’s patterns are not the same, we offer a variety of convenient checking account options. One is bound to make perfect sense for your banking needs. Call or stop in to your local branch to find the right match for you.
| Account Name | Min to Open | Min Daily Balance | Online Access | Bill Pay | Interest |
|---|---|---|---|---|---|
|
e-Checking Convenience at your fingertips. |
$100.00 | None | • | • | |
|
Direct Deposit Checking Another convenient product with |
$100.00 | None | • | • | |
|
Interest Checking The more you have in your account, |
$100.00 | $1,000.00 | • | • | • |
|
Traditional Checking For those accustomed to the |
$100.00 | $500.00 | • | • | |
|
Premium Investment Account For those who keep a higher balance |
$25,000.00 | $25,000.00 | • | • | • |
All fees are subject to change. Please contact your local branch for full account details, service charges, current fees, rate information and restrictions.
Savings Accounts
BEO has many different savings account options to help you find the best fit for your personal or business needs. To open a Savings Account or a Time Certificate of Deposit visit or call your local Bank of Eastern Oregon branch for full account details, our current rate information, associated fees, service charges, and restrictions.
| Account Name | Min to Open | Early Withdrawal Fee | Free Online Banking | Min Daily Balance |
|---|---|---|---|---|
|
Personal or Business Savings* We offer many different options of |
$100.00 | • | $200.00 | |
|
Savings Goal** Save for your dreams with above-market |
$100.00 | None | ||
|
Money Market*** Save at a higher rate while enjoying the |
$100.00 | • | $2,500.00 | |
|
Christmas Club** Save all year for the holidays and earn |
$10.00 | |||
|
Time Certificates of Deposit**** Save at a higher rate with maturity |
$500.00 | • | $500.00 |
* Must maintain $200 average collected balance to avoid $3 monthly service charge. If you withdraw more than 3 times per month, there will be an excessive withdrawal charge of $1 per withdrawal after the 3 allowed.
** You may not deposit more than $3,000 to this account. You may deposit a total of $250 per month. No withdrawals allowed until maturity date. If account is closed before interest is credited, you will not receive the accrued interest.
*** $2,500 minimum balance must be maintained for each day in the statement cycle to avoid a $10 monthly service charge.
**** Early withdrawal from Time Certificates of Deposit will result in penalty.
Business Banking
Bank of Eastern Oregon understands business banking. Our banking teams are here to help you select the right services for your business at reasonable prices. From full electronic account management to in-house branch service, we’re the business banking experts. We’ll structure an account package that is the best fit for your business.
| Account Name | Min to Open | Min Daily Balance | Monthly Service Charge | Free Online Banking |
|---|---|---|---|---|
|
Non-Profit Business Banking Designed for clubs, associations, religious, and |
$100.00 |
$3.00 |
• | |
|
Business Interest Designed for entities that want the flexibility |
$100.00 | $1,000.00 |
$10.00 |
• |
|
Business Short Form For business accounts with small volume. |
$100.00 | $10.00* plus per-item fees |
• | |
|
Business Long Form Designed for high volume business accounts or for |
$100.00 | $10.00* plus per-item fees |
• | |
|
Business Money Market Earn interest on your money while enjoying the |
$100.00 | $2,500.00 |
$10.00 |
• |
Business Sweep Services
We work with you to set your desired balance limits in each of your deposit accounts and then the sweep service takes over, moving excess deposit balances to a money market account, or to pay down an operating line of credit. And vice versa when your deposit balances are low.
*Can be offset by earning credit based on balances.
Each of our business accounts can be tailored to meet the specific needs of your company. Take a few minutes and allow our branch team to review your deposit, lending, and transaction needs and we’ll set up the accounts and services you’ll need to accomplish your goals.
All fees are subject to change. Please contact your local branch for full account details, service charges, current fees, rate information and restrictions.