Growing Generations Together

Banking Products

Personal Checking Accounts

Checking accounts have long been considered the barometer for one’s spending patterns.  And since everyone’s patterns are not the same, we offer a variety of convenient checking account options.  One is bound to make perfect sense for your banking needs. Call or stop in to your local branch to find the right match for you.

Account NameMin to OpenMin Daily BalanceOnline AccessBill PayInterest


Convenience at your fingertips.

$100.00 None

Direct Deposit Checking

Another convenient product with
numerous benefits.

$100.00 None

Interest Checking

The more you have in your account,
the more interest you earn.

$100.00 $1,000.00

Traditional Checking

For those accustomed to the
traditional way of checking.

$100.00 $500.00

Premium Investment Account

For those who keep a higher balance
and want a higher interest rate.

$25,000.00 $25,000.00

All fees are subject to change. Please contact your local branch for current fees and rate information.

Savings Accounts

BEO has many different savings account options to help you find the best fit for your personal or business needs. To open a Savings Account or a Time Certificate of Deposit and for our current rate information or fees associated, visit or call your local Bank of Eastern Oregon branch.

Account NameMin to OpenEarly Withdrawal FeeFree Online BankingMin Daily Balance

Personal or Business Savings

We offer many different options of
personal and business savings accounts.


Savings Goal*

Save for your dreams with above-market
interest and easy to use automatic transfers.


Money Market

Save at a higher rate while enjoying the
flexibility of having access to your funds.

$100.00 $2,500.00

Christmas Club*

Save all year for the holidays and earn
interest which is paid at maturity.


Time Certificates of Deposit

Save at a higher rate with maturity
dates from 90 days to five years.


Individual Retirement Accounts (IRA)

We offer a 18 month variable IRA
or a two year fixed IRA.


*Early withdrawal from Savings Goal and Christmas Club accounts will result in forfeiture of interest.

Business Banking

Bank of Eastern Oregon understands business banking. Our banking teams are here to help you select the right services for your business at reasonable prices. From full electronic account management to in-house branch service, we’re the business banking experts. We’ll structure an account package that is the best fit for your business.

Account NameMin to OpenMin Daily BalanceMonthly Service ChargeFree Online Banking

Non-Profit Business Banking

Designed for clubs, associations, religious, and
social organizations with little volume and activity.


if no eStatements

Business Interest

Designed for entities that want the flexibility
of checking with an account that earns interest.

$100.00 $1,000.00

if balance drops below $1,000

Business Short Form

For business accounts with small volume.

$100.00 $10.00*
plus per-item fees

Business Long Form

Designed for high volume business accounts or for
those who utilize many services and carry solid balances.

$100.00 $10.00*
plus per-item fees

Business Money Market

Earn interest on your money while enjoying the
flexibility of having access to your funds.

$100.00 $2,500.00

if balance drops below $2,500

Business Sweep Services 

We work with you to set your desired balance limits in each of your deposit accounts and then the sweep service takes over, moving excess deposit balances to a money market account, or to pay down an operating line of credit. And vice versa when your deposit balances are low.

*Can be offset by earning credit based on balances.

Each of our business accounts can be tailored to meet the specific needs of your company. Take a few minutes and allow our branch team to review your deposit, lending, and transaction needs and we’ll set up the accounts and services you’ll need to accomplish your goals.