Savings Accounts

$100 minimum deposit to open account.  If the account is below an average collected balance of less than $200 any month during the quarter, there will be a service charge of $3 per month.  If you withdraw more than three (3) times per month, there will be an excessive withdrawal charge of $1 per withdrawal after the three (3) allowed.  Minors under 18 years of age will be exempt from service charges for being below the average collected balance.  Interest is paid monthly.  *See below.

  • Free 24-hour online banking.
  • Free 24-hour telephone banking.

Money Market Accounts

$100 minimum deposit to open account.  An average collected monthly balance of $2,500 is required to avoid a service charge; $10 service charge if average collected monthly balance falls below $2,500.  Interest is paid monthly. Rates are tiered based on account balances.  *See below.

  • Free MMA stock checks.
  • Free 24-hour online banking.
  • Free 24-hour telephone banking.
  • Safe deposit box at half price with automatic rental payments.

Christmas Club Account

$10 minimum deposit to open account.  You may deposit a total of $250 per month.  At the end of the club period, the 5th of November, the funds in the account will be issued by check or deposited into an account designed by you.  You may not make withdrawals from this account until the maturity date.  Interest is paid at maturity.  Penalty for early withdrawals.

Time Certificates of Deposit

The minimum deposit for a time certificate is $500.  We offer maturity dates from 90 days to 5 years.  Penalty for early withdrawals.  Ask your new accounts representative for information on TCD's.

Individual Retirement Accounts

$25 minimum to open account.  You may not make withdrawals from the account before the maturity date.  We offer an 18 Month Variable IRA or a 2 Year Fixed IRA.  Ask your new accounts representative for more information on IRA's.

Getting Started

To open a Savings Account or a Time Certificate of Deposit and for current rate information, visit or call your local Bank of Eastern Oregon Branch.

*Federal Regulation D and our deposit agreement limits the number of withdrawals and/or transfers that may be made from a savings account by telephone, computerized  transfer, pre-authorized transfer, check, or debit card to six each monthly statement cycle (including bill payments).  No more than three of the six limited transfers may be by check or debit card.