Home Loans

Arletta ArnspigerArletta Arnspiger, Mortgage Lending Manager NMLS #508276. Arletta has been in the real estate industry for 15 years and with Bank of Eastern Oregon since January of 2007 when she moved back to Morrow County. She was promoted to manager in September of 2011. Arletta is an active member of the Legion Auxiliary Unit 95 and a member of the Ione Booster Club and co-chaired Ione School Reunion Event in 2011. She volunteers for many school and community events and loves spending time with her family and friends. Arletta's roots go back to her uncle, Melvin Brady, who was one of the first employees of Gilliam County Bank in Arlington and later served as a director.

Contact us for all of your purchase, refinance, home equity, and construction loan needs.

Whether you're buying your very first home, constructing a new one, or adding some long-awaited improvements, choosing the right mortgage lender is one of the most important choices you can make.   At Bank of Eastern Oregon, our Mortgage Lenders can help you make the best decision with numerous options:

  • Purchase
  • Refinance
  • Custom Construction
  • Guaranteed Rural Housing Program
  • FHA
  • Oregon First Time Home Buyer
  • Investor Properties/Rentals
  • Federal VA
  • Fixed and Adjustable Rates
  • Low and No Down Programs
  • Jumbo Loan
  • Second Mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit


A new home can change the quality of your life.  It is a major financial commitment as well and that is why Bank of Eastern Oregon is committed to providing you with the best mortgage possible.  Bank of Eastern Oregon has a variety of plans - and they can be customized to meet your needs. 

New Home Purchase

  • First Time Home Buyers
  • Low and No Down Payment Options
  • Customized Plans and Programs
  • Second Homes or Vacation Homes
  • Rental Properties/Investments
  • Competitive Jumbo Programs
  • 15, 20, 30, and 40-Year Programs 


Refinancing and Home Equity Loans 

  • Debt Consolidation
  • Home Equity Loans
  • Lines of Credit
  • Turn Your Equity into Cash
  • Remodel Options
  • Interest Rate Reduction
  • Lower your Total Monthly Payments

The dream of building your own home - Construction Loans

  • Custom Stick Built Homes
  • Large and Small Remodel Projects 
  • Cabins and Vacation Homes
  • Modular and Kit Home Projects
  • Owner-Builder Participation
  • Property Rehabilitation Loans
  • Log Homes

At Bank of Eastern Oregon, our Mortgage Lenders offer a range of home loan choices.  And they have the knowledge and experience you're looking for when it comes to taking care of your home loan needs.  Providing excellent customer service and finding the right home loan for each individual takes top priority at Bank of Eastern Oregon.

We have the options to say "yes" to more buyers on more properties with less hassle! 

Call Bank of Eastern Oregon for all your real estate finance needs!

  • Ph:     (541) 676-9884
  • Toll Free:  (877) 472-6217
  • FAX:  (541) 676-5075

Bank of Eastern Oregon Mortgage Loan Originator Information:

NMLS #414459

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) is intended to improve the accountability and tracking of residential Mortgage Loan Originators (MLOs), enhance consumer protection, reduce fraud and provide consumers with easily accessible information regarding an MLO's professional background. Each Bank of Eastern Oregon MLO has a unique identification number and is registered with the National Mortgage Licensing Systems (NMLS). For a complete listing of Bank of Eastern Oregon MLO's, please contact our SAFE Act officer by calling (541) 676-0201 or by email to [email protected].

You may also write to: Bank of Eastern Oregon, SAFE Act Officer, PO Box 39, Heppner OR 97836. If you would like information regarding your specific Mortgage Loan Originator's history and qualifications, please visit www.nmlsconsumeraccess.org