Card Alert Notification
Protecting your debit or ATM card
Protecting your MasterCard® debit or ATM card from fraud requires 24/7/365 days a year monitoring. Our fraud detection programs monitor your card transactions for any suspicious activity. If potentially fraudulent transactions are taking place, we’ll contact you immediately so that future fraudulent transactions can be avoided.
What we monitor
Your card transactions are monitored for purchases outside your normal purchasing patterns, unusual timeframes and geographical locations, or purchase patterns that are consistent with previously identified fraud trends.
How we contact you
Getting in touch with you quickly is critical to stopping any potential card fraud. 86% of Americans have a mobile device and this offers a convenient and free* method to contact you fast. With our Card Alert Notification service, you will receive a text message asking you to confirm if a suspicious transaction was authorized by you.
• The text message will arrive with a 5 digit code and contain Bank of Eastern Oregon’s name, dollar amount of the transaction and merchant name.
• You will be asked to reply with “Yes” if you authorized the transaction. You will receive a confirming text message and can continue to use your card with confidence.
• A “No” reply means you have not authorized the transaction. You will receive a confirming text message and you will be contacted immediately by a fraud specialist to protect your account. Please answer this important call.
• Do not reply to the text message with any personal or confidential card information.
• If you would like to opt out of receiving these important messages by text, you may reply with STOP to indicate this preference.
*Text messages to your mobile device are free, but all other fees on calls and texts are subject to the terms of your voice/data plan with your mobile carrier.
If we are concerned about the validity of one of your debit card transactions, you may receive an automated call. If you do, validate your identity by verifying the last four digits of your Social Security Number. You will then be asked to confirm transactions.
Help us protect you
• Keep us up to date with your current mobile and home phone numbers and contact information.
• Traveling in the U.S. or to a foreign country for an extended period of time? Contact us prior to your departure and we’ll make our monitoring more flexible during your travel or vacation time.
For more information or questions, please call 541.676.0201.